First Time Buyers Resource Guide

Table of Contents

Page 2                         What can you afford to pay for your first home?

Page 3                         Why use a real estate agent?

Page 3                         How does a real estate agent get paid?

Page 4                         Property acquisition flow chart

Page 5                         The major elements of an offer

Page 5                         How to make an offer

Page 6                         Completion cost guide

Page 7                         Property transfer tax

Page 8                         Offer accepted, now what?